Lender DetailsChime Financial, Inc.
Credit Cards

Chime Financial, Inc.

Also known as: Chime; Chime Credit Builder; Chime MyPay

Chime is a fintech offering no-fee banking and a secured credit builder card designed to help users build credit without a hard credit check. MyPay offers early access to earned wages.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

Websitehttps://www.chime.com
PhoneNot verified
EmailNot verified
Registered address101 California Street, San Francisco, CA 94111

Visit Chime Financial, Inc. website ↗

Regulatory and company information

FCA Firm Reference NumberNot verified
FCA statusBanking services provided by The Bancorp Bank or Stride Bank, N.A., both FDIC-insured.
Companies House numberNot verified
Company statusActive
Parent companyNot verified

What they do

Main products and services

No-fee checking and savings; secured credit builder card; early paycheck access; MyPay advances

Trading names and group notes

Chime is not a bank — banking services are provided by partner banks. Credit Builder requires an active Chime spending account. MyPay advance amounts and fees should be reviewed before use.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Sources and checks

Source URLs

Date checked

2026-06-06

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

$4.99/month. Cancel anytime.

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