Also known as: OppFi; OppLoans
OppFi (OppLoans) offers installment loans through partner banks, primarily targeting consumers with bad credit who do not qualify for mainstream lending. APRs can be significantly higher than conventional personal loans.
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Installment loans for subprime borrowers
Trading names and group notes
APRs can be high. Product is intended as a shorter-term option. Borrowers should consider all alternatives before applying. Product availability varies by state.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
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Date checked
2026-06-06
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
Start with Ask Fin$4.99/month. Cancel anytime.