Lender DetailsSoFi Bank, National Association
Bank

SoFi Bank, National Association

Also known as: SoFi; SoFi Personal Loans; SoFi Student Loans; SoFi Home Loans

SoFi Bank is the banking subsidiary of SoFi Technologies. Originally known for student loan refinancing, SoFi now offers a broad range of personal finance products including personal loans, mortgages, investing and banking.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

Websitehttps://www.sofi.com
PhoneNot verified
EmailNot verified
Registered address234 1st Street, San Francisco, CA 94105

Visit SoFi Bank, National Association website ↗

Regulatory and company information

FCA Firm Reference NumberNot verified
FCA statusFDIC-insured. OCC-regulated national bank.
Companies House numberNot verified
Company statusActive
Parent companySoFi Technologies, Inc.

What they do

Main products and services

High-yield savings; checking; personal loans; student loan refinancing; home loans; investing; credit cards

Trading names and group notes

SoFi members may access various rate and fee benefits. Student loan refinancing is a well-known product. Applicants should verify current eligibility criteria and product terms.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Overall public sentiment

Frequently cited for competitive rates and modern app experience. Student loan refinancing is a recognised use case. Some noted complexity in certain account processes.

Sources and checks

Source URLs

Date checked

2026-06-06

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

$4.99/month. Cancel anytime.

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